Citibank Personal Loans Review

Nowadays as most people find themselves in a difficult financial position, they strive to find any way out and resort to borrowing.

However, asking for money in friends and relatives proves to be an embarrassing thing, and most people prefer not to lend, so why not look for the best options outside your family circle?

There are so many financial institutions across America that you can literally get lost in a variety of alternatives. But if you are willing to borrow money and feel safe, we’d recommend you turned to Citibank personal loans.

Citibank Loans

Citibank is a well-known and reputable financial institution known for its good banking and advisory services and has many branches in practically all US cities.

Moreover, this is considered to be the best bank for taking personal loans.

Among the benefits of applying for personal loans to this precise bank is fast application process that includes minimum documents and really quick approval.

Citibank also offers loan opportunities to self-employed and salaried individuals without any strict requirements like collateral or other conditions.

Citibank Personal LoansWhat You Need to Apply for Citibank

  1. Your document, be it a passport, driver’s license or ID card.
  2. Filled and signed application.
  3. One passport-size photo.
  4. Residential and business proof.
  5. Bank statement for the last six months.
  6. Latest salary report or a salary certificate containing a current date.

If you are self-employed, you will need to have the latest bank statement.

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Types of Loans and Personal Lines Citibank Issues

– Custom Credit Line. This personal line of credit is the best way to cover urgent expenses like home improvement or other major needs.

To apply you need to have a minimum income of $10,500 per year and have a Citibank deposit balance of $500 in average in the last three months.

What’s more, there’s no cash advance fee; however, you will have to balance all your cash flow ups and downs.

– Checking Plus account. You get overdraft protection and use this option every time you need quick cash.

There are no bounced checks and to cover your overdraft the needed sum is automatically transferred from your checking account.

In order to qualify for this option you’ll need to have a minimum annual income of $10,500.

– Citibank Personal Loans are a perfect way to receive one-time money assistance for the most needed cases, either a large purchase or medical and home bills.

To qualify you will need to possess Citi credit card, 1-month tenure on deposit account (at least) or linked Citibank mortgage and a checking account with a positive.

The approval is rather quick and easy and you are free to borrow up to $50,000 getting a fixed interest rate and fixed monthly payments.


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Top 4 Citibank Benefits

  1. Quick application procedure and fast approval.
  2. Competitive rates.
  3. High loan amount.
  4. Flexible repayment options.

6 reviews

  1. Alex

    When I was only thinking about establishing my business I already knew I needed something that would give me maximum flexibility. I didn’t want to get a loan once and then, in case anything was wrong, go through one and the same procedure again and again. So I decided to opt for a Citibank business line of credit. Everything appeared quite smooth and I thought that should bring really good fortune to my business. And it really did!

  2. Aubrey

    Since medical bills are the most unexpected and difficult to cover, I had to take a loan to pay for the treatment course. Choosing the beneficial company was not an easy task, though I decided on Citibank personal loan, as fixed interest rates and fixed monthly payments seemed advantageous. As a result, the loan worked well, I covered all the bills and currently I am paying off the loan.

  3. Steven

    It was not my first time taking a personal loan with Citibank, since now I can do it without a problem. However, a few years back, my credit score was minimal and literally all the companies did not approve me for the loan. Citibank personal loans for bad credit was the only solution that helped me not just get the money I needed, but also increase the credit rate and become a dependable borrower.

  4. Karen

    Hello everyone,
    My name is Rick Karen, I’m from USA,TX and I am here to give a brief story about a loan testimony I received from *LiverPool Aid Company* . I was looking for a legit loan lender few days back when I got the email from this company and they gave me a quick loan. Apply for a fast loan today .. Share this good news and get your loan today.Stay Blessed.

  5. Samuel

    Citibank is a well-known and reputable financial institution known for its good banking and advisory services. This is considered to be the best bank for taking personal loans. This loan is really popular due to the flexibility and reliability. It is the most convenient and secure loan. Highly recommended.

  6. Orusademe Fouyouowei

    June 21,2018

    Please I need a loan of $50,000 to pay some debts and self publish my book in US.

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