Cheap Car Insurance in California
Living in California you are obliged to have at least liability car insurance.
You know that holding car insurance is rather expensive, that is why the state’s insurance companies offer various discounts for reliable drivers.
Cheap Car Insurance in California – Hot toget it?
If you want to know who has the cheapest car insurance in California and how to get it, then go on reading and you will find lots of important details that will help you save your time and money processing car insurance.
Requirements for Cheap Car Insurance
You know that each state has variations of car insurance law. In general, it is the same all around the country, but there are certain peculiarities in each state.
Talking about California, the first thing that is required by law is coverage of expenses that may arise in a possible car accident. The most common car insurance to satisfy this law is liability insurance.
So, the least sum paid for this type of insurance varies from $5,000 up to $30,000 depending on the damage.
Discount Programs for Car Insurance in California
Realizing the fact that the expiration date of your car insurance comes to an end and you have to renew it soon, you’d better read the information below to get the cheapest car insurance in California.
See, also: Top 10 Auto Insurance Companies in USA
First of all, it is necessary to mention that the majority of car insurance companies in California offer different discounts for well-experienced drivers, ones with perfect driving history, etc.
Here we will give you the details of some of the most popular and widely spread discount programs for car insurance in California.
As it has already been mentioned, California has some specific issues in the general car insurance law that is why there are different discounts possible in some cases.
There are at least two policies that help you reduce your car insurance costs: discounts for good drivers and insurance program for low-income drivers.
Clear Driving History Discount
If you doubt who has the cheapest car insurance in California or whether you have chances to get it, check the list below and be sure you are the driver to get the discount for car insurance.
See, also: What You Need For A Car Insurance Quote?
According to the Good Driver Discounts, the last three years of your driving history are taken into account.
You are considered to be a good driver if:
– You have not more than 1 violation record;
– You haven’t been the at-fault in the car accident;
– You have not been fined more than once.
Low-Income Drivers in California
If you are 19 years old and more, possess a driver’s license, have a cheap car (less than $25,000) and you fill an income declaration that proves you have a low income, you are sure to get discounts according to the Low Cost Insurance Program in California.